Funding Readiness Score

This tool shows how prepared your business is for funding — using the same criteria lenders like Genfin, Lula, and Pollen use.

Your score is based on:

• Trading history
• Turnover strength
• Bank stability
• SARS compliance
• Debt exposure
• Supplier behaviour
• Business banking
• Cash flow tracking
• Funding urgency
• VAT registration

Your Assessment

1. How long has your business been operating? Less than 6 months 6–12 months 1–2 years 2+ years 2. Average monthly turnover? Under R30k R30k–R100k R100k–R300k R300k+ 3. Bank statement stability? Very inconsistent Some dips Mostly stable Very stable 4. SARS compliance? Yes issues Not sure No issues 5. Existing debt? Heavy debt Some debt No debt 6. Supplier payment behaviour? Rarely on time Sometimes on time Always on time 7. Business bank account? No Yes 8. Do you track cash flow? No Sometimes Yes 9. Funding urgency? Today This week Planning ahead 10. Are you VAT registered? No Planning to register Yes Get My Score

Your Funding Readiness Score